first time home buyer – owner loan

blog for first time home buyers

When does the 3-year window begin and end when re-qualifying as a first time home buyer?

jeff b asked: It’s been three years since the date I settled the sale of my last home. Am I now eligible for the first time home buyer credit, or are the three years full calendar years from January 1 – January 1? Below is all I can find on the matter:
“If you haven’t owned [...]

Posted April 23rd, 2009 in Renting & Real Estate | 2 Comments »

Government programs that help first time home buyers

Devin Dozier asked: If you are looking to buy a home and it is the first home that you will be buying, then you can start looking for government programs that help first time home buyers. There are a lot of people out there that are looking to buy a house. There is just something [...]

Posted April 22nd, 2009 in Mortgage | No Comments »

where can i verified my status on the first time home buyer credit?

Sandra asked: I applied on 2/24/2009 for the first time home buyer owners credit and have heard nothing ,do you have any knowedge where i can call or ck.Thanks for your help.Dora

Posted April 20th, 2009 in Credit | 1 Comment »

What’s the best bank for first time home buyer in bay Area?

erika asked: I want to buy a house in the bay area, which one is the best bank for first time home buyer. i need a 30 years fixed rate. can you share your story or experience.
ThanksEleanor

Posted April 20th, 2009 in Renting & Real Estate | 4 Comments »

Does anyone have any advice for a first time home buyer in NY?

mystyk asked: I am looking to buy a condo in Brooklyn or Queens within the next couple of years. My boyfriend and I have a combined income of about 150K a year. How much would we need to save for a down payment and closing costs. We are looking to have a [...]

Posted April 19th, 2009 in Renting & Real Estate | 5 Comments »

Am I qualified for a first time home buyer?

Ok D asked: If my husband owns a house, only his name is on the house and he is the only loan borrower. Now I want to buy a house with my own title, am I qualified for first time home buyer?
2nd question: if my husband put me on the title of the house he [...]

Posted April 18th, 2009 in Renting & Real Estate | 4 Comments »

How can I qualify for first time home buyer tax credit, if i owned a home already?

Paul B asked: In 2005 I purchased a home with my then spouse, we had since divorced. The property was sold in early 2008 before the divorce was completed. I had purchased a house in October of 2008 on my own. My question is, am I eligable for the 2008 first-time-home owners tax credit, that [...]

Posted April 16th, 2009 in United States | 5 Comments »

What is the recommended down payment for a first time home buyer ?

timmyocean asked: Trying to get all the benefits of first time home buyer clauses and suchSandra

Posted April 15th, 2009 in Renting & Real Estate | 3 Comments »

Do I have any chance of getting the $15,000 tax credit being a first time home buyer in April 2008?

Piperbox asked: I never applied for the $7,500 tax credit last year. I bought my house last April and am wondering if I can take any advantage of Obamas new plan to give a 15,000 tax credit to first time home buyers.
Does anybody know what I can/should do?Francis

Posted April 8th, 2009 in United States | 3 Comments »

Bad Credit First Time Home Buyers

Lorna Mclaren asked: If you have a poor credit rating and want to buy your own home then you are one of thousands of people who are classed as bad credit first time home buyers. Fortunately, you are not alone as many people have acquired a bad credit rating through life circumstances and it is [...]

Posted April 8th, 2009 in Finance | No Comments »