2009 April | first time home buyer - owner loan

April 20, 2009

where can i verified my status on the first time home buyer credit?

Sandra asked:

I applied on 2/24/2009 for the first time home buyer owners credit and have heard nothing ,do you have any knowedge where i can call or ck.Thanks for your help.

Dora

Comments (1)

What’s the best bank for first time home buyer in bay Area?

Filed under: Renting & Real Estate — Tags: Buy A House, Buy House, Experience Thanks, First Time Home, First Time Home Buyer, Fixed Rate, Time Home Buyer — admin @ 7:33 pm

erika asked:

I want to buy a house in the bay area, which one is the best bank for first time home buyer. i need a 30 years fixed rate. can you share your story or experience.
Thanks

Eleanor

Comments (4)

April 19, 2009

Does anyone have any advice for a first time home buyer in NY?

Filed under: Renting & Real Estate — Tags: Advice, Brooklyn, Buy Condo, Buying A Home, Closing Costs, First Time Home, First Time Home Buyer, First Time Home Buyers, Mortgage, Rent, Time Home Buyer, Time Home Buyers — admin @ 11:02 pm

mystyk asked:

I am looking to buy a condo in Brooklyn or Queens within the next couple of years. My boyfriend and I have a combined income of about 150K a year. How much would we need to save for a down payment and closing costs. We are looking to have a mortgage that is around $1500 which is a little less than what we spend now for rent.

I don’t even know what we can and cannot afford to look into. Also does being legally married have any impact on buying a home for the first time? I am also a minority, are they any programs that help first time home buyers with any costs?

Any info would be great

Wanda

Comments (5)

April 18, 2009

Am I qualified for a first time home buyer?

Filed under: Renting & Real Estate — Tags: Buy A House, Buy House, First Time Buyer, First Time Home, First Time Home Buyer, Loan Borrower, Time Home Buyer — admin @ 8:28 am

Ok D asked:

If my husband owns a house, only his name is on the house and he is the only loan borrower. Now I want to buy a house with my own title, am I qualified for first time home buyer?
2nd question: if my husband put me on the title of the house he bought, but I am not the loan borrower, can I still buy a house later on as a first-time buyer?

Carolyn

Comments (4)

April 16, 2009

How can I qualify for first time home buyer tax credit, if i owned a home already?

Filed under: United States — Tags: Co Owner, Divorce, First Time Home, First Time Home Buyer, First Time Home Buyer Tax Credit, First Time Home Owners, Home Ownership, Time Home Buyer, Time Home Owners — admin @ 8:59 am

Paul B asked:

In 2005 I purchased a home with my then spouse, we had since divorced. The property was sold in early 2008 before the divorce was completed. I had purchased a house in October of 2008 on my own. My question is, am I eligable for the 2008 first-time-home owners tax credit, that was offered for homes purchased in 2008, since this would be my first home ownership without a co-owner?

Nancy

Comments (5)

April 15, 2009

What is the recommended down payment for a first time home buyer ?

Filed under: Renting & Real Estate — Tags: Clauses, First Time Home, First Time Home Buyer, Time Home Buyer — admin @ 2:22 am

timmyocean asked:

Trying to get all the benefits of first time home buyer clauses and such

Sandra

Comments (3)

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first time home buyer – owner loan