first time home buyer – owner loan

blog for first time home buyers

First Time Home Buyer

gloconseo asked: It’s not uncommon for a first time home buyer to say to me, “Gosh, just last week I called you about buying a home and now I’m in escrow! How did this happen so fast?”The answer is it didn’t. First-time home buyers start the search long before most even realize it.Here’s what you [...]

Posted May 15th, 2009 in Mortgage | No Comments »

Pay Back That Down Payment for First Time Home Buyers

Robert Friend asked: Accomplishing the so-called American aspiration of success is aimed by virtually everyone, yet it is becoming tougher to accomplish. There are many homes in America, and the figure is rising each day. When deciding to obtain your 1st home, it is a contest how to make out with the expenses entirely. Well, [...]

Posted May 13th, 2009 in Real Estate | No Comments »

Can you combine a VA home loan and state/local first time home buyer grants?

kajemarine15 asked: Does anyone know if you can get a VA home loan as your mortgage and then apply for and use federal/state/local first time home buyer grant money for the down payment? I know there are a lot of first time home buyer programs out there, but which ones can you combine with a [...]

Posted May 13th, 2009 in Renting & Real Estate | 4 Comments »

First Time Home Buyers – Low Hanging Fruit for the Right Agent

Karrie Rose asked: The other day I was listening to a local agent complaining about how quiet the office was – nobody was coming in. “It’s to be expected”, he said, “Everyone is going through the same thing;.”It frustrates me that people are content to sit and wait for business to come to them. This [...]

Posted May 13th, 2009 in Real Estate | No Comments »

Should I Sell my Home to a Professional Home Buyer? -We Buy Houses Fast in Charleston South Carolina

Charleston Home Buyers, LLC asked: Due to the current down market, more and more people are looking for alternate, non-traditional ways to sell their home. The days of sticking a FSBO (For Sale By Owner) sign in the yard or simply listing it with the realtor that your friend at work used, just isn’t having [...]

Posted May 9th, 2009 in Real Estate | No Comments »

First Time Home Buyer? Hip, Hip Hooray for Thda!

Kristin Abouelata – Home Loans asked: "In order to promote the production of more affordable new housing units for very low, low and moderate income individuals and families in the state, to promote the preservation and rehabilitation of existing housing units for such persons, and to bring greater stability to the residential construction industry and [...]

Posted May 9th, 2009 in Real Estate | No Comments »

I’m on a title of a home but I never purchased a house. Can I be a first time home buyer if I purchase a house?

bvictor02 asked: Heres what happening my uncle added both my wife and i on his property and I heard that if we try to purchased a home for ourselves as first time home buyer we wont qualify? If that is the case do we have an option? We want to use the Cal HFA [...]

Posted May 7th, 2009 in Renting & Real Estate | 2 Comments »

Tips for First Time Home Buyers – What to Do If You Have Bad Credit

Rose asked: There are a number of people who are really thinking of getting their own places.  This is for the reason that it is a big investment and at the same time is something that you can be proud of especially if you are a first time buyer.  You can practically say to everyone [...]

Posted May 5th, 2009 in Real Estate | No Comments »

Am I eligible to get the first time home-buyer tax credit?

molicious47 asked: I am a first time home-buyer but my mother who is cosigning with me is a home-owner. Am I still eligible to get the first time home-buyer $8000 refund?Crystal

Posted May 5th, 2009 in Personal Finance | 1 Comment »

What are some good tips/advice for a first time home buyer?

SoulSearching asked: Where can I find government grants, types of loans, and questions I should ask or be looking for a first time home buyer.Christopher

Posted May 4th, 2009 in Renting & Real Estate | 2 Comments »