first time home buyer – owner loan

Jeff Ragan asked: So, you want to buy a home. I congratulate you. Now, you need to know what first time home buyer programs are right for you. Where do we begin?Let’s get down to the basics. First you want to have your credit file in order. By this I mean, no collections or late [...]

Big Iron asked: Keep hearing that the first time home buyer credit can now be used for a down payment. Trying to find out if that is true or what the qualifications/requirements are for that.Julie

martinlh asked: I’m looking to buy a home for the first time. Could use some advice on what to look at and ask about.Marvin

Meghna Arora asked: Is this your first experience of buying a house with the help of a loan? And you are unable to judge a reliable loan that gives flexible advantages along with low and cheap interest rates. Ruminating such thoughts while looking for a loan is a normal affair, and thus to support your [...]

Lee Keadle asked: We’ve had great news in the housing market this past week!  The $8,000 First Time Home Buyer Tax Credit will be extended through April 30, 2010.  This extension is good news especially for first time home buyers taking advantage of the credit. But, even if you don’t qualify for it, know that you [...]

Sparky asked: I am moving in October and I wanted to buy a house If i am a first time home buyer is there any Government grants I can get in Kansas? i would be living in Wyandotte county. If there is and they loans for my down payment or are they free grant [...]

Nesto c asked: My Girlfriend and I are planning on buying a house in May. We just heard about the first-time home buyer tax credit. We plan on getting the loan in both of our names. How do we file for the credit ? The price of the house around 110k. Would it better if [...]

Safiur Rahman asked: If you are currently looking to buy your first home or the first one in three years, you have likely heard of the federal government’s first time home buyer credit which can award you with 10% percent (up to $8,000) of the purchase price of your home.  If you meet the regulatory [...]

Melissa Kellett asked: As a first time home buyer you may think that you don’t have enough credit history to get approved for a loan. However, mainly due to government regulations, private lenders can obtain tax benefits when they lend to first time home buyers. There are also government grants and loans for first time [...]

Jennifer Stromsteen asked: Talking to many people today they are looking forward to becoming a first time home owner and with the prices of homes sinking rapidly they think it is a great time to buy. Homes that would previously be far out of reach are now becoming more affordable, to the excitement of the [...]