first time home buyer – owner loan

November 17, 2010

what i be able to apply as a first time home buyer?

Keeper Kryp asked:


i was married to a guy that had already purchased a house. he was still paying on it when we married and put my name on the house along with his. about a year after we did that he wanted to refinance it so he quick claimed everything to me cause my credit was better. we have since divorced he keep the house. so i was wondering if i could apply as a first time home buyer

Jonathan

November 15, 2010

I am a first time Home Buyer, is there anything special I can do to save money? PLEASE HELP?

ausmyles2004 asked:


I am buying a home for the first time. What type of programs can I look for? Or loan opportunities that are available to me? I live in Florida and would like to migrate south to Brevard county. I am a first time home buyer- I have NEVER owned a home. Please help!

Tim

April 12, 2010

I’ll be a first time home buyer. Are there any programs that will help me save money on a mortgage? Advice?

Shelly C asked:


I’m prepping to buy my first home but have not found a mortgage agent yet. Is there any advice on government programs for first time buyers? I’m looking for the best advice to save money on a mortgage. Does anyone have any advice on how to buy smart when dealing with real estate agents? Any tricks on how to deal with them. I really want to avoid getting taken of advantage of. Your advice is really appreciated! Thanks!

Sheila

April 2, 2010

What happens if I get the 2009 First time home buyer tax credit, but I don’t buy a house?

dtrizzle asked:


My tax guy asked if I wanted to get the $8000 tax credit for first time home buyers. What if I don’t buy a house?
He said that I would just repay the $8000 at a rate of 500 a year starting with 2010′s taxes

Yvonne

March 16, 2010

Will my wife be eligible for the First-Time Home Buyer Credits?

di_cassano asked:


I bought a home 2 years ago, the home owner is myself only. If my wife buys a $200,000 worth of home in February, will she be able to claim the $8,000 tax credit as a first time home buyer? Thanks.

Margaret

March 13, 2010

Unmarried couple first time home buyer credit?

Jason B asked:


My fiance and I are buying at home and both qualify for the first time home buyer credit. I’m assuming that we both can’t claim the $8,000, so does one of us claim it, or can it be split up 50/50 (mirroring our ownership of the house)?
Moreover, I have a question as to how unmarried co-borrowers claim tax deductibles items on a home they own as joint tenants?

Alice
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