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	<title>first time home buyer - owner loan</title>
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	<link>http://firsttimehomebuyer.info</link>
	<description>blog for first time home buyers</description>
	<lastBuildDate>Sun, 05 Feb 2012 18:06:41 +0000</lastBuildDate>
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		<title>Any recommended books/websites for first time home owner?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-owner/any-recommended-bookswebsites-for-first-time-home-owner/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-owner/any-recommended-bookswebsites-for-first-time-home-owner/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 18:06:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Owner]]></category>
		<category><![CDATA[books/websites]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[owner]]></category>
		<category><![CDATA[recommended]]></category>
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		<description><![CDATA[Question by QuietBay: Any recommended books/websites for first time home owner?Best answer: Answer by RichHere is an insurance library: http://www.findlocalinsurance.com/library.htmlGood articles for homeowners there.Here is a good article about saving energy in your home:http://www.ucsusa.org/publications/greentips/ Add your own answer in the comments!]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by QuietBay</i>: Any recommended books/websites for first time home owner?</strong><br/><br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Rich</i><br/>Here is an insurance library: http://www.findlocalinsurance.com/library.htmlGood articles for homeowners there.Here is a good article about saving energy in your home:http://www.ucsusa.org/publications/greentips/</p>
<p><br/><br/><strong>Add your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=334702"></script></p>
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		<title>Q&amp;A: can you get the money for the first time home owner tax credit the same day you apply?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-owner/qa-can-you-get-the-money-for-the-first-time-home-owner-tax-credit-the-same-day-you-apply/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-owner/qa-can-you-get-the-money-for-the-first-time-home-owner-tax-credit-the-same-day-you-apply/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 18:07:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Owner]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[credit]]></category>
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		<description><![CDATA[by National Library of Scotland Question by : tin you get the money for the first time home owner tax credit the same day you apply?Best answer: Answer by Doctor Dethtechnically, you aren&#8217;t eligible for it until the house closes and you would have to wait until you file for tax return next year &#8211; [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="first time home owner" src="http://farm5.staticflickr.com/4058/4702793796_5d6ac41a72_m.jpg" width="160"/><br/> by <a href="http://www.flickr.com/photos/14456531@N07/4702793796">National Library of Scotland</a></div>
<p><br/><strong><i>Question by </i>: tin you get the money for the first time home owner tax credit the same day you apply?</strong><br/><br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Doctor Deth</i><br/>technically, you aren&#8217;t eligible for it until the house closes and you would have to wait until you file for tax return next year &#8211; lenders may allow some kind fo bridge loan or something</p>
<p><br/><br/><strong>Know better? Leave your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=333282"></script></p>
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		<title>How long after owning a home are you considered a first time home buyer again?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-buyer/how-long-after-owning-a-home-are-you-considered-a-first-time-home-buyer-again-2/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-buyer/how-long-after-owning-a-home-are-you-considered-a-first-time-home-buyer-again-2/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 18:07:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[again]]></category>
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		<category><![CDATA[considered]]></category>
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		<description><![CDATA[Question by Jay: How long after owning a home are you considered a first time home buyer again? I sold my home in November 2008. How long do I have to wait from the date of my sale to be considered a first time home buyer again. Also is it from when you last owned [...]]]></description>
			<content:encoded><![CDATA[<p><strong><i>Question by Jay</i>: How long after owning a home are you considered a first time home buyer again?</strong><br />
I sold my home in November 2008.  How long do I have to wait from the date of my sale to be considered a first time home buyer again.  Also is it from when you last owned a home or is it from when you last purchased your home?</p>
<p><strong>Best answer:</strong></p>
<p><i>Answer by lthornton_pmo</i><br/>3 years, if you know longer own the property. re</p>
<p><strong>Give your answer to this question below!</strong></p>
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		<title>Q&amp;A: I was looking for details about first time home owners 8000 dollars stimulus pay?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-owner/qa-i-was-looking-for-details-about-first-time-home-owners-8000-dollars-stimulus-pay/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-owner/qa-i-was-looking-for-details-about-first-time-home-owners-8000-dollars-stimulus-pay/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 18:08:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Owner]]></category>
		<category><![CDATA[$8000]]></category>
		<category><![CDATA[about]]></category>
		<category><![CDATA[details]]></category>
		<category><![CDATA[dollars]]></category>
		<category><![CDATA[First]]></category>
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		<category><![CDATA[looking]]></category>
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		<description><![CDATA[Question by greatmom: I was looking for details about first time home owners 8000 dollars stimulus pay?I am a first time home owner i was looking for a 8000 dollar stimulus money that the government is giving away.Best answer: Answer by Heather$ 8,000 Home Buyer Tax Credit at a GlanceThe tax credit is for first-time [...]]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by greatmom</i>: I was looking for details about first time home owners 8000 dollars stimulus pay?</strong><br/>I am a first time home owner i was looking for a 8000 dollar stimulus money that the government is giving away.<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Heather</i><br/>$  8,000 Home Buyer Tax Credit at a GlanceThe tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.The tax credit does not have to be repaid.The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $  8,000.The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.Single taxpayers with incomes up to $  75,000 and married couples with incomes up to $  150,000 qualify for the full tax credit.How do I claim the tax credit? Do I need to complete a form or application?Participating in the tax credit program is easy. You claim the tax credit on your federal income tax return. Specifically, home buyers should complete IRS Form 5405 to determine their tax credit amount, and then claim this amount on line 67 of the 1040 income tax form for 2009 returns (line 69 of the 1040 income tax form for 2008 returns). No other applications or forms are required, and no pre-approval is necessary. However, you will want to be sure that you qualify for the credit under the income limits and first-time home buyer tests. Note that you cannot claim the credit on Form 5405 for an intended purchase for some future date; it must be a completed purchase.</p>
<p><br/><br/><strong>Give your answer to this question below!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=331428"></script></p>
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		<title>Can the first time home buyer credit be used for a down payment?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-buyer/can-the-first-time-home-buyer-credit-be-used-for-a-down-payment-2/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-buyer/can-the-first-time-home-buyer-credit-be-used-for-a-down-payment-2/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 18:08:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Buyer]]></category>
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		<description><![CDATA[Question by Big Iron: Can the first time home buyer credit be used for a down payment?Keep hearing that the first time home buyer credit can now be used for a down payment. Trying to find out if that is true or what the qualifications/requirements are for that.Best answer: Answer by Professional PeonI have not [...]]]></description>
			<content:encoded><![CDATA[<p><br/><strong><i>Question by Big Iron</i>: Can the first time home buyer credit be used for a down payment?</strong><br/>Keep hearing that the first time home buyer credit can now be used for a down payment. Trying to find out if that is true or what the qualifications/requirements are for that.<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Professional Peon</i><br/>I have not heard that and do not know how that would be possible as the tax ascribed would be given to you when you file for your 2009 tax returns next spring</p>
<p><br/><br/><strong>Know better? Leave your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=329598"></script></p>
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		<title>Q&amp;A: A question about first time home owners credit?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-owner/qa-a-question-about-first-time-home-owners-credit/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-owner/qa-a-question-about-first-time-home-owners-credit/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 18:07:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Owner]]></category>
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		<description><![CDATA[by National Library of Scotland Question by Vishnu S: A question about first time home owners credit?I am 18 years old, with a stable job, my parents are travel to give me liquidate to buy a house, will I qualify for the first time home owner credit, if the admitted is payed off and bought [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="first time home owner" src="http://farm2.staticflickr.com/1295/4700490114_7f07bb3b86_m.jpg" width="160"/><br/> by <a href="http://www.flickr.com/photos/14456531@N07/4700490114">National Library of Scotland</a></div>
<p><br/><strong><i>Question by Vishnu S</i>: A question about first time home owners credit?</strong><br/>I am 18 years old, with a stable job, my parents are travel to give me liquidate to buy a house, will I qualify for the first time home owner credit, if the admitted is payed off and bought by the parents by giving me the cash??? Because, technically I wont be paying for it, but will be paying my parents in payments, because i don&#8217;t have any credit established as yet. Thanks in advance.<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by Alterfemego</i><br/>If the property is purchase in your name only, then yes you may qualify for that tax credit.</p>
<p><br/><br/><strong>What do you think? Answer below!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=328019"></script></p>
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		<title>why cant I e-file with first time home owner credit for 2008 we bought the home in Jan. 2009?</title>
		<link>http://firsttimehomebuyer.info/first-time-home-owner/why-cant-i-e-file-with-first-time-home-owner-credit-for-2008-we-bought-the-home-in-jan-2009/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-owner/why-cant-i-e-file-with-first-time-home-owner-credit-for-2008-we-bought-the-home-in-jan-2009/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 18:06:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Owner]]></category>
		<category><![CDATA[2008]]></category>
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		<description><![CDATA[by National Library of Scotland Question by dennis h: why cant I e-file with first time home owner credit for 2008 we bought the home in Jan. 2009?Turbo tax says IRS wont accept this credit yet via e-file. will they ever should I file by cover or waylay to see when they will accept e-file. [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left;margin:5px;font-size:80%;"><img alt="first time home owner" src="http://farm5.staticflickr.com/4060/4700608342_0f848db6b0_m.jpg" width="160"/><br/> by <a href="http://www.flickr.com/photos/14456531@N07/4700608342">National Library of Scotland</a></div>
<p><br/><strong><i>Question by dennis h</i>: why cant I e-file with first time home owner credit for 2008 we bought the home in Jan. 2009?</strong><br/>Turbo tax says IRS wont accept this credit yet via e-file. will they ever should I file by cover or waylay to see when they will accept e-file. just e-file is just so much easier<br/><br/><strong>Best answer:</strong><br/>
<p><i>Answer by travelguruette</i><br/>If you want the new 8k credit that doesnt have to be paid back the revised form is not away yet. That is probably why. Right nowadays that form is only good for the 7500 credit that has to be paid back.</p>
<p><br/><br/><strong>Know better? Leave your own answer in the comments!</strong><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=326449"></script></p>
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		<title>Government grants for first time home buyer</title>
		<link>http://firsttimehomebuyer.info/first-time-home-buyer/government-grants-for-first-time-home-buyer-2/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-buyer/government-grants-for-first-time-home-buyer-2/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 18:07:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
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		<description><![CDATA[www.government Scholarship for.com find government grants for first time home buyers. I&#8217;ll show you how to apply and get approved. Video Rating: 5 / 5]]></description>
			<content:encoded><![CDATA[<p><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/23ITppG5oyM?fs=1"><param name = "allowFullScreen" value = "true"></p>
<p> <embed src = "http://www.youtube.com/v/23ITppG5oyM?fs=1&#038;rel=0" type = "application / x-shockwave-flash "width =" 425 "height =" 355 "allowFullScreen =" true "></embed></object>
<p> www.government Scholarship for.com find government grants for first time home buyers. I&#8217;ll show you how to apply and get approved.<strong> Video Rating: 5 / 5 </strong> </p>
<p><script type="text/javascript" src="http://www.generateuniquecontent.com/js/ucg.js?qid=324987"></script></p>
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		<title>IRS Reports First Time Home Buyer Tax Credit Abuse</title>
		<link>http://firsttimehomebuyer.info/first-time-home-buyer/irs-reports-first-time-home-buyer-tax-credit-abuse/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-buyer/irs-reports-first-time-home-buyer-tax-credit-abuse/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 18:07:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Abuse]]></category>
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		<description><![CDATA[The IRS says there was significant abuse and fraudulent claims related to the 00 First Time Home Buyers tax credit. Pretty shocking&#8230;Video Rating: 5 / 5 Charles D&#8217;Alessandro Brooklyn Realtor® with Fillmore Real Estate discusses the first time Brooklyn home buyer with Real estate attorney Michael Reinhardt.. Free book offer for Buying or Selling Your [...]]]></description>
			<content:encoded><![CDATA[<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/C8i-PxksAmc?fs=1"></param><param name="allowFullScreen" value="true"></param>				<embed src="http://www.youtube.com/v/C8i-PxksAmc?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object><br/>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/C8i-PxksAmc/default.jpg /></div>
<p>The IRS says there was significant abuse and fraudulent claims related to the 00 First Time Home Buyers tax credit. Pretty shocking&#8230;<br/><strong>Video Rating: 5 / 5</strong></p>
<p><br/>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/Be7osyvXah0?fs=1"></param><param name="allowFullScreen" value="true"></param>				<embed src="http://www.youtube.com/v/Be7osyvXah0?fs=1&#038;rel=0" type="application/x-shockwave-flash" width="425" height="355" allowfullscreen="true"></embed></object><br/>
<p>Charles D&#8217;Alessandro Brooklyn Realtor® with Fillmore Real Estate discusses the first time Brooklyn home buyer with Real estate attorney Michael Reinhardt.. Free book offer for Buying or Selling Your Real Estate Does Not Have To Be Stressful!<br/><strong>Video Rating: 5 / 5</strong></p>
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		<title>Home Sweet House &#8211; Part 1 (2009)</title>
		<link>http://firsttimehomebuyer.info/first-time-home-owner/home-sweet-house-part-1-2009/</link>
		<comments>http://firsttimehomebuyer.info/first-time-home-owner/home-sweet-house-part-1-2009/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 18:07:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Home Owner]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Part]]></category>
		<category><![CDATA[Sweet]]></category>

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		<description><![CDATA[This is a very short documentary from June 2009 about the still existing chicago house scene featuring many famous artists of the new school funky house style and other &#8220;subgenres&#8221;. During the 15 minutes the spirit within the house scene is explained and shown. The clip features the legendary chicago record shop Gramaphone Records as [...]]]></description>
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<p>This is a very short documentary from June 2009 about the still existing chicago house scene featuring many famous artists of the new school funky house style and other &#8220;subgenres&#8221;. During the 15 minutes the spirit within the house scene is explained and shown. The clip features the legendary chicago record shop Gramaphone Records as well as one of the last underground clubs called Smart Bar. Thanks to the copyright owner DJ Sangre (John Pappas) for allowing me to spread this video via youtube! www.djsangre.com :04 Ken (ECB) &#8211; I ♥ Bougie [Amenti Music] :11 :22 :30 :50 1:06 Soul Migrantz &#8211; Calling Chicago [A Second Smell] 1:22 Desperate House Guy &#8211; Shes Got Me [Highjack] 2:17 some spatula city or TSR tune..aaa I have it somewhere 3:38 4:11 Jason Hodges and Eddie Leader &#8211; This Is Bizznezz [Hudd Traxx] 5:06 Joshua Heath &#8211; My Headphones [Salted] + DJ Colette live vocals 5:53 Wawa &#8211; No Problem (Piano Mix) [Fluential] + DJ Colette live vocals 6:25 6:41<br/></p>
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<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/s_47L0c1tKE/default.jpg /></div>
<p>www.solatube.com Kevin OConner installs a Solar Star attic fan in a home where the homeowner complains that his attic gets too hot during the summer. Solar Star, the leader in solar powered attic ventilation, brings you the most technically-advanced, environmentally-friendly, ventilation solution available today. Best of all, Solar Star brings you the solutions that cost nothing to operate. Imagine the savings. By placing the unit where it is most effective, the highest point on the roof, it can properly circulate air and ventilate your attic space, transforming your home into a comfortable living environment. Powered by Solar Star&#8217;s proprietary 10-watt solar panel, this breakthrough product has been designed to last season after season.<br/></p>
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