You may be considered a first time home buyer again if you don’t home a home for a period of time. Many states offer first time home buyer programs. Often times, these programs consider a first time buyer someone that hasn’t owned a home in the past three years (or a certain specified timeframe that the state uses as a guideline).

So, it may be worth checking into what grants and assistance are offered in your state. Check out the site below for more details.

Good luck!

Why do you want to be qualified as a first time home buyer? Who told you that the first time home buyer will have better rates? are you trying to go with a Federal loan?
I am a mortgage broker, and usually it’s better to get a loan for a person who already has mortgage history.

Depends. If you were used as income to refinance the house, were you put on title as well? If you were put on title, you had an ownership interest in the property. However, if your parents sold the house more than three years ago, you’d be considered a first time homebuyer because you haven’t had an ownership interest in any real property for the past three years.

I would ask the lender or talk to an independent financial advisor. I recently sold my house and am in the process of buying another. Because I don’t have a chain (I believe this is the reason) and I am with my partner now, we are getting a house as first time buyers.

Talk to your lender. IN terms of your purchasing position, you will be in a stronger situation if you don’t have a chain.