First time home buyer in Pennsylvania – any benefits available?
myspacejunkie asked:
I know that there are programs out there for first time home buyers. The problem is that when I google it, I get a myriad of sites, most of which are “grants” that are not really grants but rather clever marketing tactics used by mortgage companies. Any suggestions?
Diana
I know that there are programs out there for first time home buyers. The problem is that when I google it, I get a myriad of sites, most of which are “grants” that are not really grants but rather clever marketing tactics used by mortgage companies. Any suggestions?
Diana

December 3rd, 2009 at 12:15 pm
Arthur
You cannot hurt yourself by talking to a large & reputable mortgage company to just probe them for information!
I’d suggest Countrywide Home Loans.
December 4th, 2009 at 11:27 am
Yolanda
Fill out the free evaluation form at
They have an extensive network of loan officers who specialize in FHA loans. Good luck.
December 5th, 2009 at 8:21 pm
Clarence
You have already proven that you are smarter than the average mortgage applicant.
First time home buyer programs are mostly hot air. The only legitimate ones are the ones offered by HUD. I don’t even get into those because they create a problem with the financing.
Check out my site for free reports on information you should know when you start your loan process:
You can find me there, I’m Kevin.
I also keep a blog at:…
My best suggestion is to talk to a mortgage broker. Looking past the “grants”, there are other ways to reduce your closing costs if that is your goal. It’s easier now more than ever to finance 100% of your new home.
Check out my previous Answers for more information too.
Best of luck!
December 8th, 2009 at 8:26 am
Linda
Yes, there are first time buyer grant programs available in certain counties in PA as well as the First Front Door program for residents of PA, DE and WV. Check out the site below for details.
Good luck!