no you cant,you can only get what you are paying for the house.cut credit card in half,cut down on expenses and make at least one and a half payments a month on credit card.

Lenders will loan you money based on the appraisal or sales price. “whichever is less”. They use to have loans like that but they faded away quite a while back. They will not loan you money to pay off cards

VA loans are great for you if you are a veteran. You will need to get a certificate for proof of that as well and present it to your broker who will present to lender. Also, you will get a good rate and your cost will be less. If you can go this route it is defintely a good idea.

You want to roll a credit card bill into a 30 year loan?!?!?!!?!?!? You’re kidding right. You want to pay on that pair of jeans you bought last year for another 30 years?!?!?!

Very bad idea.

Generally, you can’t do that – thank goodness!

Even if you can, do you really think that is wise?

Note that you say the only way to pay off one of those loans is to roll it into your loan. That does not PAY OFF anything. It may open that card up – so you can charge it up again, but it does not reduce your debt (pay off).

The only way to do this is the house if appraised at more than the selling price. IF so you can get a loan for the appraised price. Since it is more, you will get that extra cash at closing to pay those bills. Be careful becuse yoiu will have negative equity and if you sell within 5 yrs it might hurt you.