Question by beaz012001: Can I get the 2009 first time home owners tax credit if i have a cosigner?
I live with my fiance who owns a condo, and before we get espouse we desire to buy a house together. My fiance has excellent credit, and i have good credit. Can i have her co-sign on a mortage (so that we can get a better interest rate) and static be able to recieve the 2009 First Time home owner tax credit? She does own her condo!
Best answer:
Answer by Steve D
No – you will be considered co-owners and by her already owning a primary residence means that you will no longer be first-time home buyers. The only way you can qualify is if you can get the mortgage by yourself and do not put her on the title.
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