first time home buyer – owner loan

February 23, 2012

first time home owner credit?

Filed under: First Time Home Owner — Tags: , , , , — admin @ 6:05 pm
first time home owner
by National Library of Scotland

Question by roliver138: first time home owner credit?
i am doing my taxes on tax act and i’m at the end were you fill, how do i did the first time home owner credit? is their another form to fill out? do i sent my original in then do the form for that or do both have to be filled together? anyone out their done it yet? i all ready know all the info on what the credit is so i don’t need no info on it just how to apply for it.

thanks

Best answer:

Answer by Judy1
form 5405. If you are using tax software, be sure it’s up do date, that form probably isn’t in original versions.

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February 17, 2012

First Time Home Owner Loans?

Filed under: First Time Home Owner — Tags: , , , , — admin @ 6:06 pm
first time home owner
by National Library of Scotland


Question by Emerson001: First Time Home Owner Loans?
I was wondering what is generally the percentage needed down to buy a home with the First Time Home Owners loan? Some information online I have seen says 0% down and others say 20%. I thought that the first time home owners loans where supposed to be less of a down payment needed, and a lowered interest rate?

Best answer:

Answer by J Kariya
The FHA loans require only 3.5% down at this time. You can also find some other federal loans at 0%. These are typically for urban development and are in area that are trying to increase population or ratio of homeowners to renters



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February 11, 2012

Have bankruptcy on our file and we want to be a first time home owner with no down can it be done?

Filed under: First Time Home Owner — Tags: , , , , , , , , — admin @ 6:08 pm
first time home owner
by National Library of Scotland


Question by Tiawana P: Have bankruptcy on our file and we want to be a first time home owner with no down can it be done?


Best answer:

Answer by Jon H
If you are in Canada, you will need two years of re-established credit and usually a minimum of $ 3500 restraining if you are looking for 100% financing



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February 5, 2012

Any recommended books/websites for first time home owner?

Filed under: First Time Home Owner — Tags: , , , , , — admin @ 6:06 pm


Question by QuietBay: Any recommended books/websites for first time home owner?


Best answer:

Answer by Rich
Here is an insurance library: http://www.findlocalinsurance.com/library.htmlGood articles for homeowners there.Here is a good article about saving energy in your home:http://www.ucsusa.org/publications/greentips/



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February 2, 2012

Q&A: can you get the money for the first time home owner tax credit the same day you apply?

Filed under: First Time Home Owner — Tags: , , , , , , , — admin @ 6:07 pm
first time home owner
by National Library of Scotland


Question by : tin you get the money for the first time home owner tax credit the same day you apply?


Best answer:

Answer by Doctor Deth
technically, you aren’t eligible for it until the house closes and you would have to wait until you file for tax return next year – lenders may allow some kind fo bridge loan or something



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How long after owning a home are you considered a first time home buyer again?

Filed under: First Time Home Buyer — Tags: , , , , , , , , — admin @ 6:07 pm

Question by Jay: How long after owning a home are you considered a first time home buyer again?
I sold my home in November 2008. How long do I have to wait from the date of my sale to be considered a first time home buyer again. Also is it from when you last owned a home or is it from when you last purchased your home?

Best answer:

Answer by lthornton_pmo
3 years, if you know longer own the property. re

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