Sorry, but you won’t qualify for it. But in actuality, it’s not a very good deal, as it has to be repaid over a 15 year window. So don’t lose any sleep over it.

This credit is available for first time home buyers and those who did not own home in last three years. It is in fact interest free loan of $7,500.
You are not eligible, read the requirements

Nope. You fell outside of the eligibility window. There are no waivers or exceptions.